An analysis conducted by RIA Novosti shows that in most republics of the North Caucasus Federal District, an average family with one child will need from 5 to almost 7 years to accumulate funds sufficient to purchase an apartment of 60 square meters.
The top ten worst in this indicator (75–85 places) include Ingushetia, North Ossetia, the Karachay-Cherkess Republic, the Kabardino-Balkarian Republic, and Dagestan. In the Chechen Republic, this period is 4 years and 11 months – it is in 74th place.
The study was based on official statistics on wages, the cost of living, and housing prices, current as of May 2025. It was assumed that both parents receive an average salary, spend an amount equal to the cost of living on each family member, and put the remaining funds into a bank account without resorting to lending. The length of the accumulation period is explained mainly by the low level of nominal wages, which limits the opportunities for forming significant savings.
The top lines in terms of housing affordability are occupied by Murmansk Oblast, Khanty-Mansiysk, Nenets and Yamalo-Nenets Autonomous Okrugs. There, families with one child need less than two and a half years to save up for an apartment of 60 square meters.
