Three regions in the North Caucasus Federal District (NCFD) lead in the share of overdue bank debt

According to RIA Rating, six of the seven regions in the North Caucasus Federal District (NCFD) have the highest share of overdue household debt to banks in Russia. Leading the list are Ingushetia (with a 25.5% share of overdue debt), Chechnya (14.6%), and Dagestan (14.4%).

North Ossetia (10.1%), Karachay-Cherkessia (9.3%), and Kabardino-Balkaria (8%) also ranked among the worst. Other regions in this group include Tyva, Altai, Adygea, and the Tambov Region.

The most conscientious payers were residents of Sevastopol (2.6%), Crimea (3.1%), and St. Petersburg (3.2%).

Overall, the share of overdue debt in Russia was 4.5%, representing a 0.6% increase over the year. The most significant increases were seen in Dagestan (+5.5%), Chechnya (+5.2%), and Ingushetia (+4.6%).

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